License Bond Cost Estimator
License bonds are priced as a percentage of the bond amount, mostly driven by your credit. Estimate your annual premium below.
Choose a bond amount and credit band.
Lock in your rate with JW SuretyEstimate only. Actual premiums depend on the surety’s underwriting, your credit, and experience. Affiliate link. It may earn us a commission at no extra cost to you.
You don't pay the full bond amount. You pay an annual premium, a small percentage of it. A $25,000 bond doesn't cost $25,000; it costs roughly $125-$750 a year.
Strong credit lands near 0.5-1%; weaker credit moves you toward 5-10%. The same bond can cost very different amounts depending on your score and trade experience.
A license bond protects the state and your customers, not you. You'll usually still need separate general-liability and workers'-comp insurance.
Informational only. This is not legal advice, and not an official government resource. Licensing rules change; always confirm against the official board source linked on this page before you renew, apply, or make a business decision. Trade Cert Hub is independent and not affiliated with any state licensing board. Some links are affiliate links, and we may earn a commission at no extra cost to you (full disclosure).