License Bond Cost Estimator
License bonds are priced as a percentage of the bond amount, mostly driven by your credit. Estimate your annual premium below.
Choose a bond amount and credit band.
Lock in your rate with JW SuretyEstimate only. Actual premiums depend on the surety’s underwriting, your credit, and experience. Affiliate link.
You don't pay the full bond amount — you pay an annual premium, a small percentage of it. A $25,000 bond doesn't cost $25,000; it costs roughly $125–$750 a year.
Strong credit lands near 0.5–1%; weaker credit moves you toward 5–10%. The same bond can cost very different amounts depending on your score and trade experience.
A license bond protects the state and your customers, not you. You'll usually still need separate general-liability and workers'-comp insurance.
Informational only — not legal advice, and not an official government resource. Licensing rules change; always confirm against the official board source linked on this page before you renew, apply, or make a business decision. Trade Cert Hub is independent and not affiliated with any state licensing board.